“Steadfastly pioneering and accompanying development”, with the spirit of solidarity and innovation, after 56 years of construction and development, Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) Cao Bang Branch strives to efforts to successfully complete assigned tasks, grow strongly, contributing to affirming the prestige and position of the BIDV brand in the area.
On April 26, 1957, along with the establishment of the Vietnam Construction Bank under the Ministry of Finance, many localities, including Cao Bang, established the Capital Construction Investment Department under the Finance Department. , with the main task of managing and allocating capital for capital construction investment. By 1968, the Allocation Department was transformed into Cao Bang Construction Branch, directly under Vietnam Construction Bank (now Vietnam Investment and Development Joint Stock Commercial Bank). This is a “milestone” marking the establishment of BIDV Cao Bang Branch today.
In the early days of its establishment, generations of officers from the Capital Allocation Department to the Cao Bang Construction Branch were enthusiastic and enthusiastic about the revolution, studying while working, fighting on the fledgling financial front, and performing their duties well. management and allocation of investment capital for state capital construction, effectively serving economic recovery, healing war wounds, and initially forming the province’s economic infrastructure. By 1995, when starting to switch to commercial banking business, BIDV Cao Bang Branch innovated its organizational structure and deployed multi-functional banking services to meet customer needs. in the early opening of the market economy. Despite facing many difficulties, with perseverance, effort, and flexibility to adapt to the ever-changing business environment, up to now, BIDV Cao Bang Branch has always operated safely, effectively, and established good governance. risk according to international practice, is an important capital supply channel for production, business and investment activities in many key projects of the province such as: renovating, expanding and increasing capacity of brick factories. Tunnel; loan for Ban Ra Hydropower Project; exploiting and processing iron ore, providing investment loans for construction of the Cao Bang Iron and Steel Complex… At the same time, dedicating preferential loans to priority areas for rural agricultural development, small and medium enterprises , lending to connect banks and businesses under the direction of the Government and the State Bank of Vietnam. During difficult times, the unit proactively reduces interest rates, waives interest rates, and restructures debt to help customers overcome difficulties and restore operations.. In addition, the Branch implements many preferential credit programs associated with digital transformation, building separate credit granting processes for each specific subject, field, and industry including: construction, small and medium enterprises. , super small to reduce credit processing time for customers; deploy supply chain financing packages with preferential interest rates; Organizing thematic seminars and consulting on business support solutions. Thereby, supporting customers to improve their financial capacity, management capacity, and business operations, reducing costs in accessing bank credit capital.
Implementing the “Non-cash payment development project” and the “National digital transformation” program of the Government, the strategy “Digital transformation for the period 2020 – 2025, vision to 2030” of the BIDV system , The branch is determined and drastic to promote process digitization, product digitization, increase online and automatic transactions, reduce records and paperwork, save time and costs for customers, increase labor productivity. To date, the Branch has over 80,000 transaction customers; Mobilized capital reached 5,500 billion VND, loan turnover in the last 3 years reached nearly 18,500 billion VND, ensuring timely capital supply for the local economy. There are nearly 60,000 customers using BIDV SmartBanking and iBank digital banks, accounting for 75% of transaction customers; issued 90,000 ATM cards, provided automatic payroll services for 125 units; Implementing State budget revenue with sales in the last 3 years reaching approximately VND 1,100 billion. Coordinate with schools to collect tuition fees via identification codes, sign agreements with 4 departments and branches to deploy payment connections through the province’s public administrative service portal. Transaction sales on customers’ digital banking channels grew at a high rate, currently accounting for over 60% of transactions. The branch invested in 8 automatic teller machines (ATMs), including 1 new generation CRM machine that can both deposit/withdraw cash, serving the 24/7 needs of customers. In addition, the Branch expands partnerships with Chinese banks, improves the quality of cross-border payments, ensures safety, accuracy and speed for customers, contributing to promoting import-export activities. border trade and export.
To organize the operating apparatus effectively, the Branch focuses on developing its network and human resources. Facilities are invested spaciously according to BIDV standards, ensuring a modern, green, clean, beautiful and safe working environment. Pay attention to ensuring salary and welfare regimes, taking care of the material and spiritual life of workers, thereby creating peace of mind, trust, and connection with the industry and profession of officials and employees. .
Along with business activities, the Branch upholds a sense of responsibility in social and charity activities. In the last 3 years, the sponsorship value of BIDV Vietnam and BIDV Cao Bang Branch for the province is nearly 12 billion VND, implementing many outstanding and meaningful activities and programs such as: giving Tet gifts to poor households; Support funding to build houses for poor households under the province’s project to eliminate temporary and dilapidated houses; sponsoring the construction and repair of schools and hospitals; support in overcoming consequences of natural disasters; gratitude activities, supporting charity funds…
Through 67 years of construction and development, BIDV Cao Bang Branch has asserted itself, constantly developing, keeping pace with branches throughout the system. Every year, the Branch is always ranked for completing its tasks well or better. For many consecutive years, the unit has been honored as the leading unit in the emulation block of banks in the area, received an emulation flag, and a certificate of merit from the People’s Committee. Provinces and ministries and branches awarded; Many individuals with outstanding achievements and emulation soldiers at all levels were honored and rewarded.
Director of BIDV Cao Bang Branch Vy Thi Thuy Anh affirmed: Inheriting and promoting the glorious tradition of BIDV Vietnam system and the achievements of BIDV Cao Bang Branch, generations of officers and employees continue to unite and promote the tradition of cultural values and quality human resources, towards the goal of building an increasingly sustainable branch. Continue to affirm the position and brand of a large state-owned commercial bank, making an important contribution to the overall development of the locality.
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