BBK – In recent years, Bach Thong district has focused all resources, promoting the implementation of policy credit for poor households and other policy beneficiaries, making an important contribution to poverty reduction in the locality.
Recognizing the importance of preferential policies for poor and near-poor households, Bach Thong district annually focuses on directing agencies, units, departments, local governments, and political organizations – Society joins hands to bring policy capital to each household.
Khuoi Co Village Farmers’ Association, Duong Phong Commune has actively coordinated with the District Social Policy Bank Transaction Office to help poor and near-poor households get preferential loans. From this source of capital, many disadvantaged households in the village have had the opportunity to develop economically and escape poverty. Many poor and near-poor households have received loans to build houses, develop production, and stabilize their lives, such as Mr. Ban Van Duong’s household, who received a loan of 40 million VND to build a new house; Mr. Ban Van Tu’s household received a loan from the program to build housing, buy production land and borrow from the poor household program to develop production with a total amount of nearly 200 million VND; Or like Mr. Ban Truong Minh’s household, Ms. Dang Thi Nghien received a loan to grow orange and tangerine trees to help increase the family’s income…
Currently, the loan capital through the Savings & Credit Group of the Village Farmers’ Association alone has an outstanding debt of nearly 4 billion VND with 38 households receiving loans under the programs. From preferential capital, most households in the village have focused on planting forests and expanding the area of fruit trees. By 2023, 02 households in the village will have escaped poverty.
To facilitate people’s access to policy credit capital and perform the management and monitoring of loan capital, up to now in Bach Thong district there are 14 transaction points at the headquarters of People’s Committees of communes and towns. town. Commune transaction points operate effectively and are organized to carry out transactions on the prescribed date and time, and at the same time publicly post guiding documents to make it convenient for people to monitor and grasp activities. of the Social Policy Bank in the commune.
It can be seen that in recent years, although the state budget has remained difficult, VBSP has always received attention from the Government, allocating charter capital and capital to implement social policy credit programs. Along with the entrusted source from the local budget, up to now 100% of communes and villages of Bach Thong district, 100% of poor households, near-poor households and policy beneficiaries in need and qualified have received priority loans. treat.
Bach Thong District Social Policy Bank Transaction Office said: Total implemented capital until March 31, 2024 reached over 423.8 billion VND, an increase of more than 2.4 billion VND compared to December 31, 2023, growth rate of 0. 6%. Of which, locally mobilized capital allocated by the Central Government to compensate for interest rate differences is over 37.4 billion VND; Deposits from organizations and individuals are over 26.7 billion VND; Local budget capital is over 7.5 billion VND (of which the provincial budget is 3.9 billion VND, the district budget is more than 3.6 billion VND).
In the first quarter of 2024, preferential credit capital helped 468 customers receive loans for programs for poor households, near-poor households, households newly escaping poverty, and production and business households in difficult areas; Construction and renovation of 280 clean water and sanitation works, creating new jobs for 56 workers from capital to create jobs, 03 workers borrowed capital to export labor.
Up to now, the total number of poor households and policy households benefiting from policy credit loans in Bach Thong district is 5,329/8,680 households in the entire district./.